Shared Ownership Specialist | London, Kent & Essex

020 3918 4256 · info@sharedownershipspecialist.co.uk

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Shared Ownership explained

Shared ownership helps eligible buyers purchase a share of a home and pay rent on the remaining share. SOS provides plain English guidance so you understand the costs, process and options.

 

How shared ownership works

  • Buy an initial share, often between 25% and 75%.
  • Pay a mortgage on the share you own.
  • Pay rent to the housing association on the remaining share.
  • You may be able to buy more shares later through staircasing.

Who we help

  • First time buyers.
  • Existing shared owners.
  • Homeowners looking to sell.
  • People considering staircasing.
  • Buyers who need specialist mortgage advice.

Shared ownership FAQs

Can I sell a shared ownership property?

Yes. The process normally involves the housing association, valuation, marketing, buyer affordability checks and conveyancing.

Can I buy more shares?

Usually yes, subject to your lease terms, valuation and affordability. This is called staircasing.